Preheat oven to 350°F
Grate carrots if using them. If you choose to buy pre-shredded that is fine
Combine all dry ingredients in a mixing bowl
In a separate bowl combine all wet ingredients
mix the dry and wet ingredients and scraping the sides of the bowl to make sure everything is combined
If using carrots or nuts fold them in here
Place in preheated oven for 30-35 minutes or until you can stick a toothpick in and it comes out clean