• Preheat the oven to 350℉.

Cream cheese swirl

• Cream the cream cheese and sugar together. Then, add in the flour, vanilla and egg and mix until smooth. Set to the side.

Crumble topping

• Add the flour, pumpkin spice and the sugars into a bowl and mix them together. Then cut the cold butter into the dry ingredients until the crumbles form. Place in the refrigerator until ready to use.

Pumpkin loaf

• In a bowl, mix together the butter, pumpkin, egg, granulated sugar and the vanilla until everything is even.
• In another bowl, add in the flour, baking powder salt and pumpkin spice. Now, combine the dry and wet ingredients.
• In a loaf pan lined with parchment paper, add in half of the pumpkin loaf batter. Then, drop a few dollops of the cream cheese swirl batter across. Now, pour the remaining batter across the top and finish the topping with the remaining cream cheese swirl. Take a knife and swirl the batters together.
• Now, spread the crumbles across the top of the loaf. Place the loaf pan in the oven and place a pan or aluminum foil under it, sometimes a few crumbles will fall off as it's rising.
• Bake for 1 hour, start checking at the 50 minute mark and add more time where needed until the center is completely cooked through. Use a knife to test this, it'll come out clean with place in the center once the loaf is fully baked.
• When finished, allow to cool completely then lift the loaf out of the pan using the parchment paper you added earlier. Slice, serve and enjoy.